December 3, 2024
Airtasker – Do they have adequate insurance?
Airtasker is a private-held Australian company that provides an online community marketplace that allows end users to externalise day-to-day tasks.
There is no difference between a sole trader and an Airtasker. You are still exposed to the same risks as any other person working for themselves. You can still be injured on the job and still be held liable should anything go wrong.
Just like any sole trader, you need to protect yourself accordingly with a comprehensive policy tailored to your area of expertise or the jobs you accept as an Airtasker.
See general exclusions below:
- Business / financial/legal advice
- Tradesmen where activities require a license to perform duties
- Asbestos and any movements associated with asbestos
- Activities or tasks performed above 2 stories or 5 meters in height
- Liability risks that relate to a Tasker’s ownership or use of their premises as a Property Owner
Quite clearly, Airtasker Insurance does not cover all tasks or activities, therefore, it is assumed that end users are made aware of this prior to going about the task. Some may have taken the risk themselves or have possibly made alternative insurance arrangements outside of the Airtasker policy.
At ARMA Insurance Brokers, you can rely on the team to provide you with the policy that will suit you with the best price guaranteed.
Call us at 02 4932 444 or email us at maitland@armainsurance.com.au.