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Keep up to date with the latest information from ARMA Insurance Hunter Valley

Investing in Assurance: Understanding the Importance of Annual Insurance Checkup

Reviewing your insurance policy annually is essential for several reasons, as it helps ensure that your coverage aligns with your current needs and circumstances. Here are some key reasons why it's important to review your insurance policies each year: Life Changes: Life is dynamic, and your circumstances may change over time. Major life events such as marriage, the birth of a child, [...]

Safety First: Tips for Getting Your Business Well Insured at the Year’s Start

In the dynamic business landscape, staying ahead requires strategic planning and safeguarding against unforeseen risks. As we enter 2024, the importance of comprehensive insurance coverage for businesses cannot be overstated. In this blog post, we will explore key strategies and tips to help ensure that your business is well-insured at the start of a new year. Review and Update Existing Policies: Begin [...]

Essential Tips for Safe Travel and the Importance of Vehicle Insurance

The twinkling lights, festive decorations, and the scent of pine in the air can only mean one thing – the holiday season is upon us! As we gear up to celebrate Christmas with our loved ones, many of us will be hitting the roads for holiday travel. While the joy of the season is infectious, it's important to prioritise safety, especially when [...]

7 Tips on keeping your house safe while on holiday vacation

The holiday season is upon us, and amidst the joy and festivities, it's crucial not to forget about the safety of your home when you embark on that well-deserved holiday vacation. Whether you're jetting off to a road trip or enjoying a tropical escape, taking a few precautions can go a long way in ensuring your house remains secure in your absence. [...]

Steps to help businesses respond to a Cyber Attack

Responding to a cyber-attack is a critical process that requires a well-thought-out plan to minimise damage, protect data, and restore normal operations. Here are the steps to help respond to a cyber-attack: Identification and Verification: Detect the cyber-attack: Use intrusion detection systems, security information and event management (SIEM) tools, or anomaly detection to identify unusual or suspicious activities. Verify the attack: Ensure [...]

Should my business consider Cyber Insurance?

Cyber insurance can be a valuable tool for businesses to consider, especially in today's digital age where cyber threats are a significant concern. Whether or not your business should consider cyber insurance depends on various factors, including your industry, the nature and volume of data you handle, your risk tolerance, and your overall cybersecurity posture. Here are some factors to consider when [...]

Charges, Taxes, and Levies that may be applied to Home and Contents Insurance policies

The charges, taxes, and levies associated with home and contents insurance policies in New South Wales can vary depending on several factors, including the insurance provider, the specific policy, and changes in government regulations. These charges can change over time due to regulatory changes and company policies. Here are some of the several charges, taxes, and levies that may be applied to [...]

How are Home and Content insurance premiums calculated?

Home and contents insurance premiums are calculated based on several factors that assess the risk associated with insuring your home and personal belongings. Insurance providers use a combination of these factors to determine the cost of your premium. While the specific details may vary among insurance providers, here are the common factors that influence how home and contents insurance premiums are calculated: [...]

Things I need to know before I get Personal Accident and Sickness Insurance

Before you purchase Personal Accident and Illness Insurance, it's important to gather information and understand the policy thoroughly. This type of insurance provides coverage for accidents as well as illnesses that might lead to disability or medical expenses. Here are key things to know: 1. Policy Coverage: Understand what types of accidents and illnesses are covered by the policy. Ensure that the [...]

What Does Professional Indemnity Insurance Cover

Professional Indemnity Insurance covers legal costs, settlements, or judgments that may arise from claims made by clients due to alleged mistakes, negligence, or professional errors. It typically covers financial losses suffered by the client as a result of the professional's actions. Professional Indemnity Insurance provides coverage for a range of risks that professionals and businesses may face due to errors, omissions, negligence, [...]

Professional Indemnity Insurance: How it works

How Does Professional Indemnity Insurance Work? Professional Indemnity Insurance (PII), works by providing financial protection to professionals and businesses in case they are held legally liable for errors, omissions, negligence, or other professional misconduct that results in financial losses for their clients or third parties. If a client believes that a professional's actions have caused them financial loss, they may file a [...]

Why do I have to list accessories on my vehicle for my Insurance?

Having motor vehicle insurance gives you peace of mind while driving. Accidents can happen unexpectedly, and insurance provides a safety net that helps alleviate the financial burden and stress associated with such situations. It allows you to focus on your well-being and the well-being of others involved, knowing that you have coverage to handle potential damages or injuries.   The inclusion of accessories [...]

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