December 7, 2023

Landlords Insurance

Landlords Insurance is an insurance policy that covers a property owner from damages connected with rental properties.

The main features of a Landlords policy through Arma Insurance Brokerage includes the following:


Building Insurance:

Covers the building in the event that they are destroyed or damaged


Landlords Contents:

Covers the contents if they are destroyed, lost or damaged.  Landlords Contents includes the following items: Carpets, blinds, furniture, fittings that are not built in.


Loss of Rent:

Provides a benefit if the property is unable to be lived in or rented due to loss under the building or contents section of the policy.


Rent Default:

Provides a benefit up to a limit specified on the policy for the following;

  • Tennant leaves before the tenancy period without notice
  • Stops paying rent
  • Evicted from the building


Theft by Tenant:

Provides cover for theft of the building and or contents from the tenant and their visitors.


Liability Insurance:

Covers against any claim for compensation or expenses which the property owner becomes legally liable to pay for following the death or personal injury to any person, or damage to third party property.