Do I Need Assistance from an Insurance Broker for My Small Business?
Starting and running a small business involves a multitude of responsibilities, and one critical aspect is managing risk through insurance. As a small business owner, you may find yourself [...]
Investing in Assurance: Understanding the Importance of Annual Insurance Checkup
Reviewing your insurance policy annually is essential for several reasons, as it helps ensure that your coverage aligns with your current needs and circumstances. Here are some key reasons [...]
Insurance excess: How it works?
Excess, also known as a deductible, is a common feature in insurance policies. If you make a claim and it’s accepted, your insurer will pay the repair or replacement costs that are over your excess amount. Typically, the more excess you pay in the event of a claim, the smaller the amount you must pay as a premium, so it’s all about finding [...]
Why does my insurer need to know whether I use subcontractors or not?
Insurers often ask whether you use subcontractors as part of their risk assessment process. This information is relevant because the use of subcontractors can impact the level of risk associated with your insurance policy. Here are a few reasons why insurers need to know whether you use subcontractors: Risk Assessment: Insurance companies need to evaluate the level of risk associated with subcontractors, as [...]
Excellence in Broker Coaching & Mentorship, Australia 2023
Global Brands Magazine announced Amanda Morris as the winner of the award, "Excellence in Broker Coaching & Mentorship, Australia 2023". Global Brands Magazine (GBM) is one of the largest brand publications. The Awards were established to honour excellence in performance across industries around the world. This is the 11th Edition of the Awards. Congratulations, Amanda! Your perseverance is an inspiration to everyone [...]
Meet our new Branch Manager – Siobhan Wilde
Lots of changes are happening here at ARMA now which will help us to provide you, our clients with an even better Insurance experience! Our big change is the appointment of our new Branch Manager Siobhan Wilde. Siobhan has been with us for over 9 years now and knows how to do every aspect of our business. She is our head broker and [...]
CBN announced new ARMA CEO
Community Broker Network (CBN), has announced the investment of a controlling stake in the ARMA Group of Businesses. “CBN’s purpose is to empower our ARs (authorised representatives) so they can deliver superior insurance outcomes for their clients,” said CBN’s CEO Richard Crawford. The CBN media release also announced that Amanda Morris (pictured above) has accepted a new role as ARMA CEO. Morris said [...]
How does Public Liability Insurance work?
When a business or individual purchases public liability insurance, they are essentially transferring the risk of liability for any damages that may occur to their insurance provider. If a third party is injured or their property is damaged as a result of the actions of the insured party, the third party can make a claim against the insurance policy to seek compensation [...]
The Importance of Public Liability Insurance on a business
Public liability insurance is a type of insurance policy that provides financial protection to businesses or individuals in case they are held legally liable for third-party injury or property damage as a result of their business activities or negligence. It covers the costs of legal fees, compensation claims, and other related expenses that may arise from accidental injury or damage caused to [...]
What difference does having an insurance broker make?
Having an insurance broker can make a big difference when it comes to finding the right insurance policy for your needs. An insurance broker is an independent professional who works with multiple insurance companies to find the best coverage and rates for their clients. They are knowledgeable about the different types of policies available and can help you compare different options to find [...]
ARMA Hunter Valley is one of the Top Brokerages for 2022
Insurance Business Australia announced ARMA Insurance Brokers Hunter Valley as one of Australia’s top brokerages for 2022. Thanking all the team members for this amazing achievement! Proud to have a hardworking team like you. Keep it up!
ARMA chosen as a 5-Star Innovator
We are chuffed to announce that ARMA Insurance Hunter Valley has been announced as one of Business Insurance Australia Magazine's 5-Star Innovators for 2022. The leading industry magazine has selected just 23 companies around the country for the prestigious nod and we are vary excited. As one of several Insurance Brokers in Newcastle and the Hunter Region, it is gratifying to be the [...]
Mining Contractor Insurance – The Book
Read this before you renew your insurance policies. Insurance for Mining Contractors is not an easy process. The risk profile of a mine site means that as a contractor, insurance companies see you differently. There are also operational situations that can arise very quickly while working on a Mine site that can mean the difference between a healthy business and one that [...]
With Family, it’s never just business. It’s always personal
ARMA Insurance HV has been providing high quality insurance broking and support for over 15 years. We pride ourselves on our level of customer care. In this time we have developed a particular expertise for several vertical business types: Contractors, Mining Services, Farming and Manufacturing feature heavily on our customer list. Whilst we work hard to ensure that all our clients get the [...]