Top Risks for Australian Businesses and How Insurance Can Help
In the dynamic landscape of Australian business, success often walks hand in hand with risk. From small startups to large corporations, navigating these risks is essential for long-term prosperity. [...]
Steps to follow if your property has been damaged during a weather emergency
Weather emergencies can strike at any time, leaving behind a trail of destruction. If your property has been damaged during a weather emergency, it's crucial to act swiftly and [...]
Support Australian Farmers: Buy Fresh, Healthier & Hand-Picked Produce
Our client spotlight this month is the local Maitland based business Sally & Patrick’s Handpicked Fruit & Vegetables. These guys deliver to my business weekly fresh fruit and veggies for home and work! They are offering our ARMA clients 25% discount on your first order with them! Use the code ARMA25OFF to claim your exclusive discount for the month of October! Sally & [...]
Underinsurance – Business Insurance
The purpose of business insurance is to restore a company to the position it was in before any catastrophic losses. That means if the sum insured - the maximum amount an insurer will pay in a disaster- isn’t enough to recover the bottom line, business owners are left out of pocket. Underinsurance or having incorrect insurance can often also determine whether a company [...]
How to Make a Property Claim
You must notify our brokerage to make your claim as soon as possible after you suffer a loss. Things you must do: Take all reasonable steps to stop any further loss from occurring. Advise the nearest Police station if your property is lost or stolen, vandalised or maliciously damaged. Keep the property that has been damaged so your insurer can inspect it if [...]
Why Choose ARMA as Your Insurance Broker?
The insurance industry has become very complex with so many insurance companies and the types of covers available in today’s market. The most important aspect of an Insurance Broker is we represent you as the Insured and not the Insurance Companies. We will identify your personal and business needs and offer a variety of quotes and cover options available to best suit your [...]
Trades Insurance Pack
A Trades Insurance Pack provides insurance protection tailored to the needs of tradies. Whether you’re a plumber, electrician, or landscape gardener trades insurance offers flexible cover for your business. A Trades Pack policy can provide you cover for: Public liability Protect your business against claims for damage or injury caused to an individual or their property as a result of your work. Tool [...]
What is Business Insurance?
A Business Package is insurance to safeguard your business with cover to help protect your premises, stock, equipment, and reputation. Business owners can benefit from taking out an affordable and comprehensive business insurance pack to help protect them against the main risks involved in running a business. Business insurance packs can offer general protection for a business, which may include cover against: Property [...]
Trade Credit Insurance benefits and how it works
Trade credit insurance is a policy that can protect your business from bad debts. It secures your accounts receivable and insures your business from unpaid invoices caused by customer bankruptcy, nonpayment, political risks and other circumstances agreed with your insurer. Trade credit insurance is also known as 'debtor insurance', 'export credit insurance' and 'accounts receivable insurance'. How does trade credit insurance work? [...]
Minimise Business Insurance Costs
Has Your Business Insurance Costs Increased? Insurance is a necessary cost for all businesses. Too many business owners just keep paying the same renewal year after year! It’s time to stop and have an active broker give you a full review and quote at no cost to you. Imagine if we could minimise that one cost for your business? Imagine if you have [...]
Management Liability
Private companies such as yours face unpredicted and even complex risks that may affect your reputation whether it is a Privacy breach or an Employment practice issue or even a full Tax audit. Management Liability features coverage and benefits designed to address serious risks and protect your company and management team against the risks associated with managing or running the business, so you [...]
General Property Insurance
also known as “tool insurance” among tradies, is a type of cover that can protect your portable “tools of trade” from a variety of risks. There is a diversity in the elements that can be covered depending on the type of business that you are operating. Let’s take a closer look at the protection for the ‘tools of trade’ that you utilize [...]
What is Cyber Insurance?
Gaining unauthorized access to data has become seemingly unavoidable. The worldwide interconnected digital technology better known as “Cyberspace” enables businesses and people to interact, converse and connect in a considerable number of ways. While these forms of communication have gradually increased and have become faster, the cyberspace is not without risks. Cyber insurance is designed to protect businesses and their [...]
Professional Indemnity Insurance – What is it and do I need it?
Professional Indemnity Insurance protects you and your business against claims for financial loss, personal injuries or damage in property due to mistakes or omission errors in the execution of professional services. If you are in a profession giving advice or providing service of any kind, such as advertising agencies, or consulting services, it is a must to have Professional Indemnity in the [...]