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Keep up to date with the latest information from ARMA Insurance Hunter Valley

What is Cyber Insurance?

Gaining unauthorized access to data has become seemingly unavoidable. The worldwide interconnected digital technology better known as “Cyberspace” enables businesses and people to interact, converse and connect in a considerable number of ways. While these forms of communication have gradually increased and have become faster, the cyberspace is not without risks. Cyber insurance is designed to protect businesses and their [...]

Professional Indemnity Insurance – What is it and do I need it?

Professional Indemnity Insurance protects you and your business against claims for financial loss, personal injuries or damage in property due to mistakes or omission errors in the execution of professional services. If you are in a profession giving advice or providing service of any kind, such as advertising agencies, or consulting services, it is a must to have Professional Indemnity in the [...]

Australia Bushfires 2019 Victoria

Over 20 Victorian emergency warnings have been placed 2 days ago as bushfires intensified across East of the state accompanied by challenging wind changes battled by firefighters to control the blazes.   Emergency Management Commissioner Andrew Crisp had previously warned of the dangers of the wind change leading into yesterday’s blazes. Commissioner Andrew Crisp previously added that they were certainly concerned with the [...]

Spotlight On Motor Vehicle Insurance

Most of us have at least some kind of insurance on our vehicles, we would like to hope it is a fully comprehensive cover but today we weight premium as the major factor in purchasing car insurance, and if it gets too expensive we compromise on our cover. Here is some handy info to help you make the right choice when choosing car [...]

Are Your Airbags Recalled?

Are your airbags recalled? Take a minute to check Airbags are one of the most important safety features of your vehicle. In the event of an accident, airbags can help to save someone’s life. However, faulty airbags could deploy explosively whilst you are driving, and as a result vehicles with Takata airbags across the world have been recalled. 2 out of 7 cars [...]

Are you sure your insurance covers your property for Airbnb?

Airbnb has become one of the most popular home-sharing sites in Australia.  There are over 40,000 homes for rent through Airbnb and based on a recent survey 54% out of 200 accommodation hosts in Australia were uncertain if they had adequate cover for their home-sharing activities. Airbnb is a global company privately held and headquartered in San Francisco operating an online marketplace.  Airbnb [...]

Landlord’s Insurance – What It Covers

Landlord's insurance is a policy that specifically covers property owners from financial loss and damage associated with renting their investment property. The policy covers the building with the alternative to insure any indoor contents belonging to the landlord and other several essentials for investment property owners that are not covered by other types of home and contents insurance policies. The landlord insurance comes [...]

Home Building & Contents Insurance

What is Buildings Insurance Cover? Buildings Insurance Cover insures the fittings in your home. It covers the actual house including permanent fixtures such as walls, roofs, floors, ceilings, windows and doors, built-in cupboards, fitted kitchen and bathroom suites. Your building may also include pools, tennis courts and any domestic sheds or structures permanently built on the property. Standard buildings insurance policies normally cover [...]

What Is Insurance – How Does It Work?

Is a means of security from monetary loss. It is a form of risk management, used mainly to offset the risk of an unforeseen loss to a third party. An establishment which provides insurance is known as an insurer, insurance company, insurance carrier or underwriter. A person or establishment who buys insurance is known as an insured or as a policyholder. The insurance [...]

Business Interruption – What is it?

Business interruption insurance (also known as business income insurance) is a type of insurance that covers the loss of income that a business suffers after a disaster. The income loss covered may be due to disaster-related closing of the business facility or due to the rebuilding process after a disaster. Business interruption is one section on a policy that many business owners [...]

Keeping your house safe while on holiday vacation

As Christmas draws near many of us plan to leave our home and travel to see our families and sometimes we are away for days. It is a very common time of year for thieves to break into your home and ruin your Christmas cheer! Some tips of how to reduce your chances of being one of these victims this year are: [...]

Jersey Sponsorship

Be a jersey sponsor for my team for the 2019 ride! The 1000km for kids ride was so rewarding for me I have decided to do it again in 2019! After 10 consecutive days on the bike, over 1100km and 9000m in elevation I must admit I was tired and ready for a rest but after a couple of [...]

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