Top Factors Affecting Home Insurance Premiums
Home insurance is an essential safety net for homeowners in Australia, protecting against potential damage from natural disasters, theft, and other unforeseen events. Understanding what influences these costs can help [...]
Professional Indemnity Risk Management: A Comprehensive Guide
In today’s highly litigious business environment, managing professional indemnity (PI) risk is essential for protecting your business from costly legal claims. Whether you're a consultant, architect, accountant, or any other [...]
How does Public Liability Insurance work?
When a business or individual purchases public liability insurance, they are essentially transferring the risk of liability for any damages that may occur to their insurance provider. If a third party is injured or their property is damaged as a result of the actions of the insured party, the third party can make a claim against the insurance policy to seek compensation [...]
The Importance of Public Liability Insurance on a business
Public liability insurance is a type of insurance policy that provides financial protection to businesses or individuals in case they are held legally liable for third-party injury or property damage as a result of their business activities or negligence. It covers the costs of legal fees, compensation claims, and other related expenses that may arise from accidental injury or damage caused to [...]
What difference does having an insurance broker make?
Having an insurance broker can make a big difference when it comes to finding the right insurance policy for your needs. An insurance broker is an independent professional who works with multiple insurance companies to find the best coverage and rates for their clients. They are knowledgeable about the different types of policies available and can help you compare different options to find [...]
ARMA Hunter Valley is one of the Top Brokerages for 2022
Insurance Business Australia announced ARMA Insurance Brokers Hunter Valley as one of Australia’s top brokerages for 2022. Thanking all the team members for this amazing achievement! Proud to have a hardworking team like you. Keep it up!
ARMA chosen as a 5-Star Innovator
We are chuffed to announce that ARMA Insurance Hunter Valley has been announced as one of Business Insurance Australia Magazine's 5-Star Innovators for 2022. The leading industry magazine has selected just 23 companies around the country for the prestigious nod and we are vary excited. As one of several Insurance Brokers in Newcastle and the Hunter Region, it is gratifying to be the [...]
Mining Contractor Insurance – The Book
Read this before you renew your insurance policies. Insurance for Mining Contractors is not an easy process. The risk profile of a mine site means that as a contractor, insurance companies see you differently. There are also operational situations that can arise very quickly while working on a Mine site that can mean the difference between a healthy business and one that [...]
With Family, it’s never just business. It’s always personal
ARMA Insurance HV has been providing high quality insurance broking and support for over 15 years. We pride ourselves on our level of customer care. In this time we have developed a particular expertise for several vertical business types: Contractors, Mining Services, Farming and Manufacturing feature heavily on our customer list. Whilst we work hard to ensure that all our clients get the [...]
Types of Insurance in a Mining Contractors Policy mix
Unlike some more mainstream contractor insurances, mining contractor insurance is estimated to carry higher risk and as such can often be more expensive than normal contractor policies. They also have a higher level of detail and compliance conditions. While every contractor will be different, and you will need to seek good advice on what you need, the common policies that make us the [...]
ARMA MD makes the Elite 50
ARMA Insurance Managing Director Amanda Morris has been named in Insurance Business Australia's Elite 50 women in Insurance for 2022. The list is national and features the 50 women every year deemed by the industry to be the most inspiring female insurance professionals in the country. The list is significant in that it is compiled via nominations sought from the insurance industry nationally. [...]
Amanda Morris talks Mining Contractor Insurance
ARMA Insurance Hunter Valley’s Managing Director Amanda Morris is passionate about the clients she serves which are Mining Contractors. It’s a complex area of insurance and ARMA Insurance works very hard to make sure their Contactors that work in Mining are fully protected. “When it comes to Mining Contractor Insurance, what makes ARMA Insurance brokers different is that we know what we’re doing. [...]
Public Liability Insurance for Contractors
Subcontractors are perhaps the most important users of Public Liability insurance in Australia. As a subcontractor you are usually responsible for the consequences of your own actions on site, and in most cases you will more than likely not be covered by the insurance of the company or Contractor that hired you. Public liability insurance is important for all types of contractors and [...]
How are Mining Contractor insurance policies different to other contractor’s policies?
All businesses should hold insurance. Tradespeople particularly should keep their insurances up to date as the physical nature of much of their work represents higher risk than normal. The fact that all your work involves working on or at a client’s property also means that their business interests are often in your hands and the consequences of something unforeseen or accidental happening are [...]